Finance Calculators

Loans, mortgages, interest & retirement.

Loan CalculatorMonthly payment, total interest and total cost for a personal or business loan. Mortgage CalculatorMonthly mortgage payment from home price, down payment, rate and term. Compound Interest CalculatorGrowth of a lump sum with monthly deposits and your choice of compounding. Car Loan CalculatorCar finance payments with down payment, trade-in value, rate and term. Salary After Tax CalculatorTurn annual, monthly or hourly pay into salary after tax with your own tax and deduction rate. Interest CalculatorSimple interest on a principal, rate and time, with the total amount. Retirement CalculatorProjected balance at retirement age, also shown in today’s money after inflation. Savings CalculatorSavings growth from monthly deposits, plus the time and deposit needed for a goal. VAT CalculatorAdd or remove VAT, GST or sales tax using your own rate.SIP CalculatorMonthly investing projection with an optional yearly step-up in the amount.Car Import Tax CalculatorLanded cost of an imported car from price, shipping, duty and taxes.Take-Home Pay CalculatorNet income using custom tax bands, allowance and deductions.Social Contribution CalculatorEmployee and employer contribution estimates using your own rates and thresholds.

Which finance calculator should I use?

Borrowing money: use the Loan Calculator for a personal or business loan, the Car Loan Calculator when you have a down payment or trade-in, and the Mortgage Calculator for buying a home.
Growing savings: the Interest Calculator gives simple interest, the Compound Interest Calculator adds compounding and monthly deposits, and the Savings Calculator also shows how long a savings goal takes.
Investing every month: the SIP Calculator projects regular investing and can raise the monthly amount each year.
Planning for retirement: the Retirement Calculator projects your balance at retirement age and shows it in today’s money.
Pay and tax: the Salary Calculator uses a deduction rate you choose, while the Take-Home Pay Calculator and Social Contribution Calculator use the rates and thresholds you enter.
Prices and imports: the VAT Calculator adds or removes VAT, and the Car Import Tax Calculator adds shipping, duty and taxes to the car price.

Learn how to read a retirement projection

How to calculate retirement savings with inflation explains the inputs, shows worked scenarios and compares a future balance with its value in today’s money.

About Finance Calculators

Finance calculators help turn common money questions into transparent, repeatable calculations. On this page, you can find tools for loans, mortgages, interest, savings, retirement and related planning tasks. Each calculator is designed to show the inputs that affect the result so you can change assumptions and compare scenarios without doing the arithmetic by hand.

For borrowing, the loan and mortgage tools can help estimate periodic payments, total interest and the effect of different rates or terms. Interest and compound-interest calculators are useful when you want to understand how a rate and time period change the growth of money. Savings and retirement calculators extend the same idea to regular contributions and long-term targets. The Salary and Take-Home Pay calculators turn a gross pay figure into an estimate of what you keep after tax and other deductions.

These results are estimates rather than financial advice. Actual loan payments, taxes, fees, investment returns and account rules can vary by lender, provider, country and product. Check the assumptions shown on the individual calculator page and use current information from the relevant financial institution before making an important decision.

Vora Calculator keeps the inputs and formulas visible so you can test different scenarios quickly. Try changing one assumption at a time, such as interest rate, term or contribution amount, and compare the resulting figures. This makes the calculators useful for learning as well as for everyday planning.